BES Legal LTD

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How safe is your Will?

How safe is your Will?

How safe is your Will? Last year, Lloyds Bank revealed that they found a significant number of documents in its ‘Safe Custody’ storage service, including around 9000 Wills. The storage facility was apparently closed to customers in 2011 but last year Lloyds Bank discovered thousands of papers were still stored there. Lloyds Banking Group failed to return the Wills of ...
COVID 19 - BES legal LTD

Covid-19/Coronavirus – Our Policy

Covid-19/Coronavirus – Our Policy Given the unprecedented COVID-19 (Coronavirus) situation, we wanted to take the time to update you on the actions taken to keep our offices safe for our clients and staff. Our offices remain open and we are available to assist you in any way possible during the time that the government decrees that business and individuals are subject ...
Using a Mortgage Broker - BES Legal LTD

Should you be using a mortgage broker? (An interview with James Wingate, Abode Finance)

Should you be using a mortgage broker? (An interview with James Wingate, Abode Finance) James Wingate, Mortgage & Protection Broker for Abode Finance LTDTel: 01273 099995   Mob: 07825 210324   Email: james@abodefinance.ltdWe introduce James Wingate. James, a lifetime local Shoreham by Sea resident has worked within the Mortgage Industry for over 15 years.With a strong focus on Service he has enjoyed numerous accolades from past and ...
Cohabitation: Not a common law marriage - BES Legal LTD

Cohabitation: not a common law marriage

Cohabitation: not a common law marriage The cohabiting couple family is the largest growing family type in the UK with 3.3 million couples in 2017 choosing to live this way according to the ONS. This is a sharp increase compared to the previous 10 years. Most people assume that couples who live together have the same legal protection as married ...
Living in Coventry - BES Legal LTD

What Is It Like To Live In Coventry?

What Is It Like To Live In Coventry? Situated in the West Midlands, 20 miles from Birmingham, Coventry is placed handily in the middle of the country. Coventry is the 9th largest city in England and the 12th largest in the United Kingdom with a population of over 326,000. Getting There Coventry is near the M6, M69, M45 and M40 ...
Conveyancing when remortgaging - BES Legal LTD

Why Do You Need Conveyancing When Remortgaging?

Why Do You Need Conveyancing When Remortgaging? Remortgaging is when you change the mortgage on your property by moving to a new lender. Whether you are looking for a better mortgage deal, you want to refurbish your home, you have other debts to pay off, or your financial circumstances have otherwise changed, we can provide clear, practical advice about the ...
Reasons to make a Will - BES Legal LTD

10 Reasons Why You Should Write a Will

Figures show that 56% of UK adults intestate (without making a will). Dying without a will can cause significant problems for the people you leave behind, and should be avoided where at all possible. Many say that they plan to make a Will later in life because they feel that it will be too complex and costly. As a result, ...
Buying Property with a Friend or Partner - BES Legal LTD

Top tips if you’re buying a property with a friend or partner

For many people, buying a property with a friend, group of friends or partner is the only option because of property prices, tight lending restrictions and the need for a large deposit. If you are going into a mortgage jointly, make sure you are both aware of your rights and obligations. Types of Ownership You can own property as either ...
Brighton Most Hipster City - BES Legal LTD

Brighton – The Most Hipster City In The World

Brighton has been crowned the number one hipster hotspot in the world, beating Berlin, Brooklyn and even its near neighbour, London. The beach, vibrant nightlife and fabulous Regency architecture mean Brighton offers an enviable lifestyle. Sandwiched between the South Downs and the English Channel, Brighton offers a pebbled beach, brilliant shopping, restaurants, nightlife, and some fabulous Regency architecture. Brighton’s Regency ...
BES Legal LTD - Elstree Office

BES Legal Ltd: Elstree Office

BES Legal Ltd is fortunate to have offices based in prestigious and historic locations around the United Kingdom, one of which in Elstree, Hertfordshire. Elstree is a village in the Hertsmere borough of Hertfordshire. It is approximately 13 miles northwest of central London. Elstree is perhaps best known for the Elstree Film Studios, where several famous British films were made. Studios ...
BES Legal LTD - Walsall Office

BES Open 5th Office in Walsall, West Midlands

We are pleased to announce that BES Legal Limited has launched its fifth office with the opening of a new branch in Walsall, West Midlands. The branch which opened on the 8th July is located at 29-30 Stafford Street, Walsall, WS2 8DG. The last year has seen a rapid growth of BES Legal Limited, with offices opening in Great Barr, ...
The Conveyancing process - BES Legal LTD

The Conveyancing Process – Buying and Selling

The process of moving home can seem complex and stressful. We have created these straightforward guides to help you understand the process of buying and/or selling, and prepare you for your future property transaction.The Conveyancing Selling Process You can also download a PDF copy here. The Conveyancing Buying Process You can also download a PDF copy here.  The purpose of this blog is to ...
Gifted Deposit - BES Legal LTD

Gifted Deposits and How It Can Affect You.

A gifted deposit is any amount that somebody (usually the bank of Mum or Dad) gives a home buyer towards their deposit or gifts them the entire deposit. More and more people are relying on gifted deposits to get a mortgage, but what does this mean for you? Here at BES Legal Limited, we ask for proof of funds covering ...
Stamp Duty: An Update from the 2018 Budget - BES Legal LTD

Stamp Duty cut for shared ownership buyers in 2018 Budget

Last October, Chancellor Philip Hammond announced plans to correct an anomaly from his previous Budget by cutting Stamp Duty for first-time buyers of shared ownership properties worth up to £500,000. It was also announced by the Chancellor that the relief will be applied retrospectively from his previous Budget (November 2017) to shared ownership properties bought in England and Northern Ireland ...
Radon Gas and how does it affect you - BES Legal LTD

Radon Gas: What is Radon Gas and how does it affect you?

Countless homeowners may be completely unaware that their area is affected by Radon gas. The first time that many people hear about Radon is if they are planning to buy or sell a home and it is located in a designated radon affected area. This guide is intended to help you understand Radon gas and the potential risks it might ...
Japanese Knotweed - BES Legal LTD

Japanese Knotweed: What To Do And What Not To Do

Japanese Knotweed is prevalent in many areas of the UK. What should you do if you discover Japanese Knotweed on your property? How do you make sure a property you are buying isn’t affected?  Here are some helpful pointers to make sure you are clear on how to handle this inconvenient invader. What is Japanese Knotweed and why is it ...
Moving Home Checklist - BES Legal LTD

Moving Home Checklist

Moving home is statistically one of the most stressful things you can do in life. We understand moving home can be a stressful and trying time. That’s why we’ve put together a comprehensive moving home checklist. 2 Months Before You Move Obtain a floor plan of your new home and create an inventory. Having a floor plan of your new ...
10 Legal Terms first time buyers should know. - BES Legal LTD

10 Legal Terms First-Time Buyers Should Know

Buying a property is an exciting time however it can be stressful too, especially when you are a first-time buyer. The number of factors involved in purchasing your first home can feel overwhelming. To ensure important information is understood, it is important that as a first-time buyer, you are familiar with some of the legal terms used throughout the process ...
Declaration of Trust

Declaration of Trust

A Declaration of Trust is a legally binding written agreement which records the financial arrangement and confirms the proportions in which two or more individuals own a property, and/or anyone else who has a financial interest in the property. A Declaration of Trust is a legally binding agreement, so those involved must honour the terms set out in the agreement ...
Rebranding Announcement

Rebranding Announcement

We are proud to share important news regarding the evolution of our firm and how this change will benefit you. We are delighted to announce that we have appointed new directors and our firm’s name has changed to BES Legal Ltd. As part of the company rebranding, BES Legal Ltd has adopted a new website and company logo. The firm’s ...